Archive for the ‘Identity Theft’ Category

The Three Most Dangerous Kinds of Identity Theft

Wednesday, April 1st, 2015

Identity theft is awful, inconvenient, life changing and costly. But according to USA Today the three most dangerous types of identity theft are Child ID theft, Medical ID theft and Tax ID theft. Why?

Child ID theft can take years to discover. Often children will not realize they have been a victim until years later when they go to establish their own legitimate credit.
Check out this previous blog on protecting your children from ID theft. PROTECT YOUR CHILDREN’S IDENTITY

Medical ID theft can be scary since it results in your personal information landing in the wrong hands. It could potential lead to deadly medical mistakes. Make sure to review all your medical statements.

Tax ID theft is one of the easier ways for thieves to make money. Make sure to file your tax returns early in the season and shred all your information as soon as you are done with it. Check out this previous post as a reference to when you can shred your personal documents.

WHAT TO SHRED WHEN
Check out the USA Today article here

Identity Theft Still Number 1 Consumer Complaint

Wednesday, March 18th, 2015

As thieves continue to try to hack sites and steal your identity, make sure you know how to protect yourself and your identity.
The most common way thieves misuse your information is from government records. Credit card theft continues to be on the rise. Americans between the ages of 20 and 60 are the biggest targets. Florida was the state to files the most complaints.
Sharing your Social Security number is the easiest way for would be thieves to gain access to your identify.
Shredding all records with your Social Security number and personal information and limiting the number of agencies that have access to your information is the best way to limit your risk of identity theft.

Check out this article

Scary number of identity thefts at BSU

Thursday, March 12th, 2015

Employees of Ball State University have been realizing they have something in common and it isn’t a good thing. As several BSU employees have been filing their tax returns they have been alerted that a tax return has already been filed under their Social Security number. One professor learned that her’s, her husband and her children’s Social Security numbers have been stole. It is no coincidence that weeks prior there was a data breach of Anthem health insurance where hackers stole names, birth dates, Social Security numbers in addition to other personal information. At least 17 victims have been confirmed at BSU alone.

There is a twist though, all of the identity theft victims have received unsolicited refunds in the form of a pre-paid debit card between $7,000 and $9,000 from RushCard, T-Mobile and Green Dot.

Check out the whole story here.

How to Keep Your Identity Safe This Holiday Season

Wednesday, December 24th, 2014

Make sure you are keeping your identity safe this holiday season. Check out this article and follow these tips.

Police Find Women Dumpster Diving Near Texas Hotel

Wednesday, November 5th, 2014

Two women were caught dumpster diving according to Round Rock Police. The women were spotted in a dumpster at nearby hotel around 1:30 am. The duo had stolen nearly 100 names, credit card numbers and personal information. Both were found with drugs. The stolen information was intended to be sold in exchange for drugs.

Check out the whole story here.

Former Miami Dolphin’s Player Sentenced 13 Years for Identity Theft

Wednesday, October 29th, 2014

Ever wonder what pro athletes do after their career ends? Former Miami Dolphin’s player Richard Siler spent his post football career posing as a legitimate business man where he stole over 5000 names and social security numbers from his client in turn selling them to a man he knew would use them to file fraudulent tax returns. All Siler asked for was 50 cents per a name.
The former athlete was sentences to nearly 13 years in prison based on violating his clients trust and his prior criminal record. According to the presiding judge, Siler “just didn’t get it”. The eight years that the defendant’s lawyer suggested just didn’t seem long enough to fit the crime and his prior criminal record. Siler was arrested for the identity theft with the help of a man who bought the identities from him.

Check out the whole story here

Identity Theft: A Tale As Old As Time

Wednesday, September 3rd, 2014

Although identify theft is the hottest crime around today it is nothing new. The first recorded instance of identity theft was in the bible, believe it or not. In chapter 25 of Genesis, Jacob disguises himself in goat skin to trick his father into giving his blessing of his firstborn instead of his brother, Esau’s in order to acquire all his father’s property and livestock.
Fast forward to more modern times, voter registration and ballot stuffing was a huge identity theft concern in the early 1900’s in America. Fake ID’s became the problem after the law repealed prohibition in the 1930’s. Until the mid 1980’s each state was responsible for setting its own legal drinking age. Therefore, teens and college aged kids would use fake ID’s or cross from state to state to enjoy a few brews.
Until 1965 and the passage of the Immigration and Nationality Act, illegal immigrants rarely posed a problem since there were policies that actually allowed migrant and seasonal laborers to enter the country legally and the laws prohibiting them from staying in the country were often overlooked since they tended settled in and contributed to the community.
Then, the Immigration Reform and Control Act of 1986 required that employees must provide government issued identification, namely a license and social security card, to gain employment. This resulted in an influx of social security fraud.
From here, identity theft has morphed and adapted to aid the criminal’s need. But the bottom line is identity theft is not a new crime. It has just gained popularity as technology has made it easier to commit and becoming a victim is almost inevitable.

Check out the source

Identity Theft Risks Lurk in Your Kid’s Backpack

Wednesday, August 20th, 2014

The summer has been great, beach, pool, cookouts and vacations, all the things we look forward to during the cold, snowy winter months. As summer winds down, many of us are beginning to shift gears to the back to school routine. What is more exciting for kids than picking out new back to school clothes and deciding between the hottest style backpacks? Though parents beware! It’s what goes in those backpacks that could be disastrous in the wrong hands. Thieves would love to get their hands on keys, ID badges, cell phones and other electronics. Here are some tips to help keep your personal information personal.
Smart Phones: Remind your children to not store passwords and personal information in the Notes App.
Electronics: Remove one touch purchasing from electronics to avoid a huge bill if stolen.
ID’s and Name tags: Use your office address instead of home address.

Check out this article for more tips on keeping kids identity safe for back to school.

Odds Are One in Three That You Will Be a Data Breach Victim at Some Point.

Wednesday, August 6th, 2014

According to a study by National Consumers League (NCL) and Javelin Strategy & Research the odds of becoming a victim of identity fraud has increased to one in three. That is up from 2010’s one in nine odds. Thieves are gathering information by hacking into computers. They are no longer relying on stealing from mail boxes or dumpster diving. Once information is stolen in a data breach it is then sold on the black market. There were over 110 million individuals affected by the Target data breach. Sometimes thieves wait to use the newly acquired information so even if you think your information has not been compromised there is still a possibility it has. If your credit card has been stolen you may not see large, out of state purchases being made. Thieves are becoming clever, using your card to make several small in state purchases as not to raise immediate flags.
Check out the source for more information.